Descripción
Credit Analyst - Invoice to Cash
Location: Cranbury, NJ
Hello, we're L'Oréal. We're not just building brands, we're shaping how the world experiences beauty (and it takes a lot of cool jobs to do it). Intrigued? Keep reading, this might be the opportunity you've been searching for.
A Day in the Life
You ensure strong cash flow and customer compliance across assigned accounts, reporting directly to the Credit Manager within the Invoice to Cash team.
• Review daily orders on credit hold, assessing risk to release or hold shipments in line with group credit policy.
• Partner directly with commercial teams, supply chain partners, and external retail customers to resolve payment deductions, ensure invoice adherence, and protect DSO targets.
• Set and update customer credit limits and risk categories using external financial intelligence and group historical data.
• Lead root-cause analyses on invoice discrepancies and operational bottlenecks across order-to-cash touchpoints.
• Build automated dashboards to track aged debt, unidentified remittances, and master data accuracy.
• Support credit integration for new brand acquisitions and assist in deploying next-generation financial tools.
We Are Looking For
You bring a problem-solving mindset, analytical rigor, and a collaborative approach to credit management. You bring:
• Financial Acumen : Solid grasp of accounts receivable, credit risk assessment, and order-to-cash workflows.
• Data Analytics & Reporting : Ability to manipulate datasets and track performance indicators using Excel and Power BI.
• Stakeholder Management : Strong interpersonal skills to navigate sensitive commercial discussions and partner cross-functionally across Finance, Sales, and Supply Chain.
• Process Optimization : Drive to identify root causes, streamline daily routines, and improve standard operating procedures.
• Systems Proficiency : Operational familiarity with ERP systems such as SAP or credit management software like HighRadius.
**Authorization to work in the United States on a full time, permanent basis is required. No immigration sponsorship offered for this role.
What's In It For You
• Competitive Benefit Package (Medical, Dental, Vision, 401K, Pension Plan)
• Flexible Time Off (Paid Company Holidays, Paid Vacation, Vacation Buy Program, Volunteer Time)
• Access to Company Perks (VIP Access to L’Oréal’s Internal Shop for Discounted Products, Monthly Mobile Allowance)
• Being present in the office three days a week is considered an essential function of all office-based roles for eligible full-time employees.
• A place for you to leave your comfort zone and grow beyond your potential (here, you’ll be encouraged to try new things and take risks!)
• Real responsibility from day 1, there’s no sitting on the sidelines at L’Oréal
• An environment where people of every ethnicity, social background, age, religion, gender and sexual orientation as well as people with disabilities are accepted, can speak up, will thrive and are celebrated!
• A place where you can contribute to something bigger! Many of our brands have societal /environmental causes to make concrete difference
Who We Are
At L’Oréal, you will find a collaborative and dynamic environment where curiosity and initiative are rewarded. We value diversity, promote internal mobility, and give you the space to shape your own career journey.
In Finance, we act as strategic co-pilots to the business. We ensure sound governance, optimise financial performance, and invest in sustainable long-term value creation across all brands and channels.
We’re committed to guaranteeing inclusive recruitment processes and to advocating for hiring and promoting each candidate in an ethical and equitable way. The Group strictly prohibits discrimination against any applicant for employment because of the individual’s gender identity or expression, sexual orientation, visible and/or invisible disabilities, socio-economic and/or multicultural origins, health conditions, age, religion, or any other characteristics protected by law. Wondering how AI is integrated in our L'Oréal recruitment process? Find practical information and advice in our AI Charter. Ready to apply? careers.loreal.com is the official trusted website.
